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U.S. Bancorp.

USB
S&P 500Commercial Banking · NEW YORK STOCK EXCHANGE INC.
$61.28last close · market cap 95.29 Billion
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60.2SCORE / 100
Our verdictHOLDStrong Growth and ImprovingQtr Ending 2026-06-30 · trend positive

Why Hold

Income statement is strong; balance sheet and cash flow are moderate.

Next earnings: 2026-10-15, EPS Forecast: $1.32

What is strong
  • Operating Income Growth is 15.31%
  • Net Income Growth is 19.62%
  • Earnings Per Share (EPS) Growth is 19.86%
  • Net Margin is 26.26%
  • Total Debt to Total Assets Ratio is 0.13
  • Cash from Operations Growth is 68.8%
  • Capital Expenditure is Low
  • Net Increase in Cash is Positive
What to watch
  • Revenue Growth is 6.68%
  • Current Asset to Current Liability Ratio is 0.09
  • Debt Ratio is 0.91
  • Current Debt to Net Income Ratio is 17.8
  • Investment Risk is High

What changed

Score by quarter

Upgraded from Sell to Hold in the Sep 2025 quarter: 53.2 → 55.8 (+2.7). This quarter: +2.0.

40506070Sep 2022Jun 2026

What the score is made of

Income statement69.5 +2.2
Balance sheet45.3 +0.0
Cash flow55.4 +5.1

Change vs previous quarter.

Key numbers · latest quarter

Revenue (TTM)29.69 Billion6.68 % growth
EPS5.0119.86 % growth
Profit margin26.26 %Profit per $1 of sales
P-E ratio—Not available
Market cap95.29 BillionShares × price
Debt-equity ratio1.42Leverage
Dividend2.08Per share, annual
Next earnings2026-10-15EPS forecast $1.32
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Unless specified, all values are in USD Millions. Data extracted from SEC Filing and are subject to processing and input errors.

About U.S. Bancorp.

we believe in putting people first, and our dedication to making ethical decisions and doing the right thing is at the heart of what we do. we're proud to be named by ethisphere as a 2017 world's most ethical company. we work to meet our customers’ business and personal banking needs with competitive products and services, convenient access to their accounts, and proven stability backed by industry-leading financial metrics. with more than 4,800 atms, 3,088 branch locations, 24-hour phone support and mobile and online banking, we make it easy for our customers to manage their money any time. please note: equal housing lender. credit products are offered by u.s bank national association and subject to normal credit approval. some restrictions may apply. deposit products offered by u.s. bank national association. member fdic.

CEO
Andrew Cecere
Employees
69,651
Sector
Finance and Insurance
Exchange
NEW YORK STOCK EXCHANGE INC.
usbank.com

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