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PayPal Holdings, Inc.

PYPL
S&P 500Nasdaq 100Services-Business Services, NEC · Nasdaq
$44.38last close · market cap 39.14 Billion
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60.2SCORE / 100
Our verdictHOLDStrong Growth but DecliningQtr Ending 2026-06-30 · trend negative

Why Hold

Income statement and cash flow are strong; balance sheet is moderate.

Next earnings: 2026-10-27 (BMO), EPS Forecast: $1.31

What is strong
  • Earnings Per Share (EPS) Growth is 12.88%
  • Net Margin is 14.36%
  • Total Debt to Total Assets Ratio is 0.18
  • Cash from Operations Growth is 23.23%
  • Capital Expenditure is Low
  • Net Increase in Cash is Positive
What to watch
  • Revenue Growth is 5.69%
  • Operating Income Growth is 1.36%
  • Net Income Growth is 4.77%
  • Current Asset to Current Liability Ratio is 1.29
  • Debt Ratio is 0.76
  • Current Debt to Net Income Ratio is 2.27

What changed

Score by quarter

Upgraded from Sell to Hold in the Sep 2025 quarter: 59.5 → 61.4 (+1.8). This quarter: -0.6.

506070Sep 2022Jun 2026

What the score is made of

Income statement65.4 -2.5
Balance sheet47.9 -4.2
Cash flow64.6 +12.8

Change vs previous quarter.

Key numbers · latest quarter

Revenue (TTM)34.13 Billion5.69 % growth
EPS5.2612.88 % growth
Profit margin14.36 %Profit per $1 of sales
P-E ratio—Not available
Market cap39.14 BillionShares × price
Debt-equity ratio0.77Leverage
Dividend0.42Per share, annual
Next earnings2026-10-27BMO · EPS forecast $1.31
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Unless specified, all values are in USD Millions. Data extracted from SEC Filing and are subject to processing and input errors.

About PayPal Holdings, Inc.

help us reimagine money. at paypal, we believe that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent. we are driven by this purpose, and we uphold our cultural values of collaboration, innovation, wellness and inclusion as our guide for making decisions and conducting business every day. it is our duty and privilege to be customer champions and put those we serve at the center of everything we do. we are one team that respects and values diversity of thought for everyone, everywhere, and we actively seek to create an energizing workplace that brings out the best in all of us. if you’re ready to shape the future of money, join the team at paypal. we're proud to work here. you will be too. paypal is headquartered in san jose, california and its international headquarters is located in singapore. more information about the company can be found at www.paypal-media.com.

CEO
Daniel Schulman
Employees
37,419
Sector
Finance and Insurance
Exchange
Nasdaq
paypal.com

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